Certificate of Deposit Special
Home > Bank & Save > Certificate of Deposit Special
Let your money work as hard as you do!
Take advantage of our amazing 4.00% APY 12 Month CD special and build your savings faster with an awesome rate of return and be fully insured up to $250,000!
With your CME CU CD you have a guaranteed rate of return and:
- One of the highest 12-month CD rates in Rhode Island
- An Investment with a Local, Trusted and Secure financial institution
- A fully insured investment up to $250,000*
- A rate higher than most traditional savings accounts
Certificate of Deposit
Effective Date: Monday, August 3rd, 2026
Minimum Balance $500.
| Term | Dividend Rate | APY* |
|---|---|---|
Great CD Rates for Your Money | ||
| 60 Months | 3.203% | 3.250% |
| 48 Months | 2.960% | 3.000% |
| 36 Months | 2.716% | 2.750% |
| 30 Months | 2.960% | 3.000% |
| 24 Months | 3.203% | 3.250% |
| 18 Months | 3.203% | 3.250% |
| 12 Months | 0.995% | 1.000% |
| 6 Months | 0.499% | 0.500% |
| 3 Months | 0.399% | 0.400% |
| *APY=Annual Percentage Yield. Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Other conditions may apply. | ||