Loan Rates
Better Loan Rates Saves You Money
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| New Vehicles Only | ||
| Up to 48 months | $23.02 | 4.990% |
| Up to 60 months | $18.87 | 4.990% |
| Up to 72 months | $16.34 | 5.490% |
| Up to 84 months | $14.60 | 5.990% |
| Used Vehicles | ||
| Up to 48 months | $23.14 | 5.240% |
| Up to 60 months | $18.98 | 5.240% |
| Up to 72 months | $16.34 | 5.490% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account. Rates are subject to change at any time.. | ||
| Loan Type | Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|---|
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain auto pay and a 0.25% discount when auto payments are made from your CME Credit Union MyLife Checking Account . Rates are subject to change at any time. | |||
| Loan Type | Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|---|
| More Great Rates | |||
| Personal | Up to 24 months | $46.03 | 9.750% |
| Personal | Up to 60 months | $22.24 | 11.990% |
| Savings Secured | Up to 60 months | $18.46 | 4.100% |
| Certificate Secured | Up to Maturity | Varies Based on CD Rate | Certificate Rate + 3.00% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account. | |||
| Mortgage Offering | Rate | Points | APR* | Payment ** |
|---|---|---|---|---|
| 30 Yr Fixed | 5.750% | 0 | 5.796% | $1,751 |
| 15 Yr Fixed | 5.250% | 0 | 5.326% | $2,412 |
| 5/1 ARM - Treasury | 7.000% | 0 | 6.527% | $1,996 |
| 7/1 ARM - Treasury | 7.125% | 0 | 6.700% | $2,021 |
| 10/1 ARM - Treasury | 7.375% | 0 | 7.022% | $2,072 |
* APR = Annual Percentage Rate ** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value. | ||||
| Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate. | ||||
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| Motorcycle Loans | ||
| New - Up to 84 months | $15.58 | 7.990% |
| Used - Up to 60 months | $21.24 | 9.990% |
| New - Up to 120 months | $13.49 | 10.500% |
| Used - Up to 120 months | $13.78 | 11.000% |
| Boat Loans | ||
| New - Up to 84 months | $16.99 | 10.740% |
| Used - Up to 84 months | $17.25 | 11.240% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain auto pay and a 0.25% discount when auto payments are made from your CME Credit Union MyLife Checking Account . Rates are subject to change at any time.
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